Learn How You May Boost Your Credit Score With These Tips

If your credit score is less than perfect, it can make being approved for housing and loans difficult. The good news is, there are plenty of easy ways to fix your credit score.

The number on your credit report tells lenders how reliable of a borrower you’ll likely be. Want to boost your credit rating fast to get your application approved? By following our guidance, you could improve your credit score in 30 days.

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1 in 5 Americans Have Errors in Their Credit Scores — Are You One of Them?

Errors on your credit report could affect your chances of being approved for a loan, a home, insurance and more. Fortunately, you can get a free credit report instantly by submitting a request online to one of the three main credit reporting agencies:

  • Experian
  • Equifax
  • TransUnion

You can get 3 credit reports for free each year through these companies combined. This gives you three chances to see which lines of credit are potentially having negative effects on your credit rating so you can pay them off first. Also, each free full credit report will indicate if you’ve been a victim of identity theft.

Credit report errors may be the result of someone fraudulently opening up accounts in your name. By identifying these errors on your report and sending a formal letter to the credit reporting agencies, you can potentially boost your score by 100 points as soon as the process is complete.

So don’t skip a credit check. Get your free Equifax, TransUnion or Experian credit report online today.